有钱人用比特币从把钱弄出国吗？-来自Quora [美国媒体]

Do wealthy people use Bitcoin to get money out of China?

有钱人用比特币从把钱弄出国吗？




Yes, and I’m running a business out of Hong Kong that handles this sort of thing.

是的，我在香港经营一家公司，负责处理这类事情。

Bitcoin is often used by upper middle class or lower upper class people to move money out of China for investment overseas. I’m working with some immigration brokers in order to create ways of moving money for EB-5 visas. There are about a dozen different ways of moving money out of China, and bitcoin is just one of them.

比特币经常被中产阶级上层或富人阶层下层使用，把资金从中国转移到海外投资。我与一些移民经纪人合作，为办理EB-5签证提供资金转出的渠道。中国有十多种不同的方式将资金从中国转移出去，而比特币只是其中之一。

It turns out that it’s legal to buy bitcoin, it’s legal to sell bitcoin. Converting forex is illegal, but if you do the sale outside of China, then it goes into a legal gray area which the government has not clarified. It turns out that Chinese government is pretty aware of what is going on, but if you are an upper middle class person that wants to buy a house in California or wants an EB-5 immigration visa, the government doesn’t have much of a problem with what you are doing.

事实证明，购买比特币是合法的，出售比特币是合法的。兑换外汇是非法的，但如果你在中国境外进行销售，那么它就进入了一个法律灰色地带，而政府没有对此做出明确说明。事实证明，中国政府很清楚发生了什么，但如果你是一个上层中产阶级的人，想在加州买一个房子在加州或希望办理EB - 5签证移民，政府并不管你这事儿。

The people that the government really wants to keep track of are politically connected officials that are trying to get money out of China before the government cracks down on them. These people might be trying to use bitcoin, but no one is going to be helping them. If someone shows up wanting to move USD 2 million to buy a house in California or to invest a factory in Ohio, I’d be glad to help them. If someone shows up wanted to move USD 25 million to Panama, then I’d ask them to find someone else.

政府真正想要关注的是那些试图在政府抓他们之前把钱从中国转出的政治官员。这些人可能在尝试使用比特币，但没有人会帮助他们。如果有人想要转出200万美元在加州买房子或者在俄亥俄州投资一家工厂，我很乐意帮助他们。如果有人想要转出2500万美元到巴拿马，我就会请他们去找另找高人。

It turns out that using bitcoin to move money is really painful, but I’ve got a solution that fixes a lot of the problems. I know of a people that have USD that want Chinese currency in order to pay their suppliers in China. So ideally you send them Chinese currency in China, and they send off USD outside of China to your account.

事实证明，使用比特币来转移资金确实很棘手，但我找到了一个解决了很多问题的方案。我知道有美元的人想要人民币来支付他们在中国的供应商。所以理想的情况是，你把人民币汇到他们中国的账户，然后他们把美元汇到你在国外的账户。

The problem is that you don’t know if the trader is going to run away with your money, and the idea is that the trader deposits bitcoin with a trusted third party. If the trader runs away with your money, you get his bitcoin.

问题在于，你不知道交易对手是否会把你的钱卷跑，而对策就是，交易对手把比特币存入可靠的第三方。如果交易对手把你的钱卷跑了，你就会得到他的比特币。

I don’t touch the money myself, but I just get everyone involved in chat group, and we make the magic happen.

我自己是不碰这些钱的，我只是让交易的各方凑到一起，然后把事儿办成。

Also, just to address another point. I am very careful not to violate the laws of either the United States or Hong Kong, and not to go against government policy in Mainland China. It turns out that in Mainland China, you have a lot of rules that everyone (including the government) thinks are silly, and so often the government will give you hints that they do or don’t want you to do something, and you listen carefully to those hints.

另外，还有一点要说明。我非常小心，既不违反美国或香港的法律，也不违反中国内地政府的政策。事实证明，在中国大陆有很多每个人(包括政府)都认为是愚蠢的规定。政府经常会给你暗示，说他们希望或者不希望你做什么，你只要认真听这些暗示就好了。

Bitcoin is absolutely terrible if you are trying to do anything too sneaky. It’s easier to trace than cash, and whoever is interested in money flows can easily trace them. One reason I post as much as I do is that if any government official really wants me to stop doing something, they can just find me, and if they give me a good reason why what I’m doing is not good for society, I’ll stop.

如果你想做任何太出格的事儿的话，比特币绝对是个特别糟糕的选择。它比现金更容易追踪，任何对资金流动感兴趣的人都可以很容易地追踪到它们。我说这么多的原因之一是，如果任何政府官员真的想让我停止做某件事，他们就能找到我，如果他们给了我一个很好的理由，为什么我做的事情对社会不好，我就会停下来。

I used to work in an investment bank, and I happen to believe that the money that flows through the bitcoin system is a lot cleaner than the money that goes through the banks. One of the reasons I do bitcoin, was that I ended up disgusted at how much legal corruption there is in the world, and how well the hyper-rich get treated. If you are really well connected, you don’t need bitcoin.

我曾经在一家投行工作，我相信，流经比特币系统的钱比银行的钱要干净得多。我做比特币的原因之一是，我对世界上存在的法律腐败和超级富豪得到的特殊待遇感到厌恶。如果你真的很有人脉，你就不需要比特币了。

The people I work with are wealthy, but they aren’t hyper-rich, and one of the things that I want is to have the middle class be able to enjoy the financial services that the ultra-rich get. Wouldn’t be great to talk to someone and not have them automatically assume that you are a terrorist or a drug smuggler?

与我共事的人都很富有，但他们不是超级富豪，我想让这些富有的中产阶级能够享受超级富豪们所接受的金融服务。比如，和人正常谈话，而不是被别人认为是恐怖分子或毒品走私犯。

As far as hiding from governments. I don’t mind telling the US or Hong Kong governments everything since they have rules in place to keep bad things from happening to me, and if I don’t like the rules, I vote for someone that has rules that I like more.

至于对政府隐瞒的问题 我不介意告诉美国或香港政府所有的事情，因为他们有规则，以防止不好的事情发生在我身上，如果我不喜欢这些规则，我就站在给那些有我更喜欢的规则的人那边。