加拿大人正以创纪录的速度接管美国房地产 [加拿大媒体]

Canadians Are Taking Over U.S. Real Estate At Record Speed

加拿大人正以创纪录的速度接管美国房地产

The Great White North's housing frenzy is spilling over.

加拿大的购房狂热已经喷薄而出。

There's been plenty of debate lately about the role of foreign buyers in Canada's red-hot housing markets, but in the U.S., it's Canadians who are the foreign buyers to be reckoned with.

加拿大房地产市场已呈白热化，关于外国购房者在其中角色定位的讨论也是甚嚣尘上，但美国房地产市场，加拿大人占据了外国人的角色。

Canadians spent twice as much buying U.S. real estate between April 2016 and March 2017 than they did the year before, according to a new survey from the U.S. National Association of Realtors (NAR).

根据美国房地产经纪人协会一份新的调查报告，在2016年4月到2017年3月之间，加拿大人在购买美国房产方面的花费是去年的两倍。

The number of homes Canadians bought rose by 25 per cent from a year earlier, while the average price Canadians paid for their properties rose by a stunning 69 per cent, to an average of US$560,000.

一年前，加拿大人购买的房产数量只占总数的25%，今年已达到让人吃惊的69%，而且加拿大人购买房产的总价平均已达560000美元。。



Condo towers in Sunny Isles Beach, Florida. The state is the top destination for Canadians buying property in the U.S.

阳光海滩的孔多大厦。这个州是加拿大人最顶级的目的地

"Although China maintained its top position in sales dollar volume for the fourth straight year, the significant rise in foreign investment in the survey came from a massive hike in activity from Canadian buyers," the NAR said in a statement.

“虽然中国在总销售额上连续四年卫冕，但这份调查中外国投资的显着提升来源于加拿大购买者的大规模上升。”

That's despite the fact it has become more expensive to buy U.S. property in Canadian dollars in recent years. The loonie hovered at around 75 cents U.S. for much of the period covered in the survey.

尽管近年来的情况是用加元够买美国房产变得更加昂贵。在调查报告覆盖的时间段里加元和美元的汇率在1：0.75左右徘徊。

"Canadians are selling homes for prices they never could have imagined and that's allowing them to buy vacation homes for prices they never could have imagined."
— Janice Fox, Hazelton Real Estate

“加拿大人用他们从来不敢想象的价格卖掉了房屋，这让他们能够以从来不敢想象的价格购买度假屋。”
——Hazelton房地产的Janice Fox

Lawrence Yun, NAR's chief economist, noted that U.S. house prices look like a bargain compared to the Canadian market. Though the U.S. has seen steep house price growth recently, parts of Canada — particularly Toronto and Vancouver — have seen much faster growth.

NAR的首席经济师Lawrence Yun指出美国的房价看起来要比加拿大市场便宜。虽然美国房价最近已经急剧上涨，但加拿大的部分（尤其是多伦多和温哥华）地区上涨得更快。

"Inventory shortages continue to drive up U.S. home values, but prices in five countries, including Canada, experienced even quicker appreciation," Yun said.

“库存不足继续拉高美国房价，但五个国家包括加拿大的房价增值更快。”Yun说。

Janice Fox, a Toronto-based agent for Hazelton Real Estate, said Canadians are taking advantage of the equity they've built in their homes.

坐落在多伦多的Hazelton房地产公司的一名中介Janice Fox说，加拿大人正在享受自建房屋公平性的好处。

"Canadians are selling homes for prices they never could have imagined and that's allowing them to buy vacation homes for prices they never could have imagined. They just have tons of free capital," she told Mansion Global.

“加拿大人用他们从来不敢想象的价格卖掉了房屋，这让他们能够以从来不敢想象的价格购买度假屋。他们有成吨的自有资本，”她告诉豪宅全球杂志。



Canadian house prices began to run away from U.S. prices after the U.S.'s bubble burst in the 2000s. That makes prices in many U.S. markets a bargain compared to Canada.

在2000年代美国房地产泡沫破灭后，加拿大的房价开始与美国房价的渐行渐远。这使得很多美国市场的房价比加拿大的便宜。

In all, Canadians spent $19 billion on real estate during the surveyed year, second only to Chinese buyers, who spent $31.7 billion.

在调查年度，加拿大人总共在房地产上花了190亿美元，仅次于中国的317亿美元。

The top states for foreign home purchases were Florida (22 per cent), California (12 per cent) and Texas (12 per cent).

外国购买房产最多的州是佛罗里达（22%），加利福尼亚（12%）和德克萨斯（12%）。

"Florida was the most popular state for Canadian buyers, Chinese buyers mostly chose California, and Texas was the preferred state for Mexican buyers," the NAR said.

“佛罗里达是加拿大购房者最喜欢的州，而中国购房者多数选择加利福尼亚，德克萨斯是墨西哥购房者的最爱。”NAR说。



Dave Villeneuve
Complimentary assault rifle with each purchase?

每笔交易都赠送突击步枪？

Don Davis
If you can survive in Canada , you can make a fortune in the States. No matter what Ontario , or the Liberal Fascist say , there is no light here. We survive like Nigeria , selling our natural resources by the pound and buy back by the piece. Own can't even complete the building of cupboards here without importing the metal clips. 

如果你能在加拿大生存，你就能在美国赚大钱。无论安大略或者自由法西斯说什么，在加拿大都前途无亮。我们活得就像尼日利亚人，按磅的卖掉自然资源，再按件的买回来。如果不进口金属夹子的话，我们自己连个碗柜都造不出来。

Where once the largest engineering , construction , lumber , mining , transportation , retail , cloth manufacturing , furniture companies were from and owned by citizens , now we are bit players , with no major private capital pools , and where there is no assistance or recognition of the importance of real entrepreneurs . The Sovereign wants it all.

曾经市民们成立并拥有着最大的工程、建设、伐木、采矿、运输、零售、制衣和家具公司，现在我们成了小角色，没有了大型的私人资本池，也不对真正企业家的重要性提供协助和承认。主权国家想要的一切我们都没有。

So the bright , the insightful , the talented do what they must in order to fulfill their lives , move.

所以聪明、有眼光、有能力的人只能做满足自己的生活的事，就是离开。

Dave Villeneuve @Don Davis
Well written - we can almost hear the violin. We'll be sad to lose a talented, insightful, bright fellow like yourself, but if you must....  Now, will we get to see you every six months when you return to be sure you're still covered by that nasty socialist healthcare?

写得好——我们几乎听到了小提琴声。对于失去你这样的有能力、有眼光、聪明的小伙伴，我们很难过……但如果你想走的话……请马上滚。我们想看看，你会不会每6个月回来一次确保你仍然被那下流的社会主义医保所覆盖？

Jonathan Tonge @Dave Villeneuve
Not if he gets US coverage. No American comes to Canada for health care because it's not comparable. Canada's healthcare is a C as one would expect, where as it is an A in the US, if you have insurance.

如果他能拿到美国医保的话，他就不会回来了。没有美国人会为了医保来加拿大，因为没有可比性。如果你有保险的话，把加拿大的医保看作C，那美国医保就是A。

Dave Villeneuve @Jonathan Tonge
But we keep hearing stories about well to do U.S. families going bankrupt if they lose their jobs, or because they have gone beyond the limits of their coverage. Would that be considered an "F"?

但我们老是看到新闻说美国的富裕家庭如果丢了工作，他们就会破产，或者美国的医保早就入不敷出。难道不应该给美国医保打个F吗？

Tom Watts
Only in Canada lead by a socialist brain dead government ,where it is bad to make money on your house or flips, your charged up the pipe for utilities ( the less we use the more the rate goes up) , property tax is the biggest scam going, so basically in the eyes of the leather face and banana boy anything good for us is bad .. hats off to those who can take their money and get it as far away from this dumpster as possible..

只有在社会党的脑残政府领导下的加拿大，靠房地产或者菲利普酒挣钱才是有害的，他们随意对公用管道涨价（用得越少，费率越高），财产税是他们正在执行的最大的骗局，所以在人皮脸和香蕉男孩的的眼里，基本上任何对我们有益的事情都是坏的……有些人能够带着他们的钱，尽量远的逃离加拿大这个垃圾桶，我向他们致敬。

Steve Ozburn @tom Watts
Property tax is a scam? What does that even mean?
Sounds like you're poor and desperately trying to blame someone else.

财产税是骗局？你都在说些啥啊？
听起来你是个穷鬼，绝望的想把一切的怪罪到别人头上。

Tom Watts @steve Ozburn
Yes property tax is a scam! Property tax scam has pushed people from their homes in older areas where new custom builds are popping up, so why does the scam go up? If your in favour of it your more than welcome to pay mine

是的，财产税是骗局！财产税骗局把人们从老地方赶出去，然后新的建筑纷纷在那里拔地而起，所以为什么骗局源源不断？如果你喜欢财产税的话，欢迎把钱都给我。

Steve Ozburn @Tom Watts
Are you sure you understand what the word 'scam' means?
Do you think ALL taxes are "scams"?
Using Tom Watts logic, I suppose food is also a scam because it costs money.

你确定你知道scam是啥意思吗？
你是不是觉得所有的税收都是骗局？
照着Tom Watts的逻辑，我觉得食物也是骗局，因为它要付钱。

Ari Litchfield @Tom Watts
You are lost you get services from property tax

你昏了头了。你正在享受财产税提供的服务，你造吗？

Jordan Christopher @Tom Watts
Property tax is municipal.  The city/town you live in uses the money you pay into the tax for: 
Schooling, Garbage, Roads, Snow Removal, Parks, Community Centers etc...
Where do you think cities/towns get the money?

财产税是用在市政方面的。你居住的城市/乡镇把你交的税款用在：学校教学、垃圾清运、修路、扫雪、公园、社区中心等等……
你觉得城市/乡镇的钱是哪里来的？

Craig E. Tanner
...probably because Canadians can't afford property in their own country anymore. A  bargain house in Texas, for a third of the price of a house, half its size, in any major Canadian city? No sub-zero freezing temperatures, and no high utility rates? SOLD !!!

……可能是因为加拿大人在他们本国再也买不起房子了。德克萨斯的便宜房子，价格是加拿大的1/3，面积是它的一半，在加拿大哪里个大城市找得到这样的房子？美国没有结冰的零下温度，公共事业费率也不高？卖！

Steve Ozburn @Craig E. Tanner
Of course Canadians can.
There is almost a perfect correlation between housing price increases and increases in mortgage debt held by Canadians in Vancouver and Toronto.
Clearly, the price increase is due almost entirely to Canadians purchasing houses, which obviously proves that some Canadians can still afford it. Maybe you can't, but others can.

加拿大人当然买得起。
温哥华和多伦多的加拿大人的房价上涨和抵押债券上涨之间近乎完全相关。
很明显，美国的房价上涨差不多完全是加拿大人购买房产所致，这显然证明了某些加拿大人仍然买得起房子。或许你买不起，但有人能。

Wasyl Martyn @Craig E. Tanner
Obviously you haven't been to Texas where the IQ's are equal to temperatures in Yellowknife in January. Outside of Austin, TX (where home prices are crazy), when temperatures in Texas hit 40+c every day from Mid-June till Labour Day and the stench of crude gags you, you may want to reconsider your idea of paradise!!!

显然你没去过德克萨斯，在德克萨斯的耶洛奈夫，一月份的气温跟智商一样低。除开奥斯丁和TX（那里的房价发疯了），德克萨斯从6月中旬到劳动节，每天的气温都是40+，原油的恶臭熏死你，你可能会重新审视德克萨斯是天堂的想法！

（美国劳动节为9月的第一个星期一）

Robert Mckinnon @Wasyl Martyn
Ari's from Texas...
OK...I see your point.

阿里是德克萨斯来的。
好了……我明白你的观点了。

Ari Litchfield @Wasyl Martyn
You sound like you have few accomplishments

你的话让你听起来像个一事无成的人。

Steve Ozburn
The US deliberately has very open legislation to encourage foreign buyers in their real estate market. Ditto with Mexico.
Why? Because they actually understand economics...

美国人故意放开法律，鼓励外国购房者去购房。墨西哥也一样。
为啥呢？因为他们懂经济。

Ari Litchfield @Steve Ozburn
Amen

阿门。

Shannon Mitchell @Steve Ozburn
Yeah, and that's why their cities have even  worse problems with affordability than we have.

是啊，那为什么他们市民在资不抵债方面的问题比我们还严重？

Ari Litchfield @Shannon Mitchell
I'm a American it's not that bad

我是美国人，我们的情况没那么严重。

Geoff Lamb @Ari Litchfield
And your grasp of English grammar shows it.

而且你的英语语法显示了这一点。

Kevin Wells @Geoff Lamb
Another "polite" Canadian implying Americans are stupid and Canadians are smart.

另一个“礼貌的”加拿大人，话里话外暗示美国人愚蠢而加拿大人聪明。

Ari Litchfield @Geoff Lamb
I don't try to humiliate anyone's education I may have bad grammar but a person that has a learning disability that went to Brown university I feel I have accomplished a lot 
who is the un educated person I don't attack there education or IQ I think there is a problem with your life  or how you perceive Americans

我不想羞辱别人的教育程度。我的语法或许不好，但作为一个有学习障碍的人，我能进入布朗大学，我觉得我已经熟练得多了。对于没有受过教育的人，我从来不攻击他们的教育程度或者IQ。我觉得你的生活和你对美国人的认知有问题。

Steve Ozburn @Shannon Mitchell
There goes Shannon Mitchell, imagining his own facts again...

Shannon Mitchell又出现了，再一次在自己脑海中构建事实。

Ari Litchfield @Shannon Mitchell
Share but where you are speaking of has strong tech economies

你说的那个国家拥有强大的科技和经济

Jonathan Tonge @Steve Ozburn
US has a far lower immigration rate and less regulations around building new homes. If you cut our immigration by 2/3 and our building regulations, then you can easily accommodate foreign buyers.

美国的移民率很低，而且在建造新房方面的规定很少。如果你把我们的移民减少2/3，取消那些建房规定，然后你也能轻易的适应外国的买房者。

Steve Ozburn @Jonathan Tonge
You are confused.
Foreign buyers increase prices by a proportional amount.
It doesn't matter what prices are, or what housing affordability is. 
If allowing 5% foreign buyers is good for the economy, despite it increasing prices by 5%, this fact remains true at any level.

你糊涂了。
外国买家会成比例的提高房价。
跟什么价格或在住房支付能力如何都没关系。
如果允许5%的外国买家进入对经济有益，尽管这会让房价提高5%，但这个事实在任何层面都是正确的。

Jonathan Tonge @Steve Ozburn
I am not confused. No economy is more important than ensuring we can supply the majority of Canadians with affordable housing (just like everyone in Canada had ten years+ ago) and affordable food and water. Making our kids compete with foreign buyers just so they can live here, when all the foreign buyer wants is to pump and dump, is not acceptable way to run a country.

我没糊涂。任何经济都比不上我们为大部分加拿大人提供他们负担得起的住房（就像加拿大在十多年前那样，居者有其屋）、食物和饮水。让我们的孩子能够与外国买家竞争，只是为了他们能在这里居住，当所有的外国买家想要拉高出货时，逃离这个国家是不可接受的方式。

Steve Ozburn @Jonathan Tonge
Again, you are simply confused.
The economy determines how well off you are, and what your quality of life is.
If you think cheaper housing is more important than the entire economy, then it sounds like you'd be best moving to some rural area in Africa. 

你又糊涂了。
国家经济决定了你的富裕程度，以及你的生活质量如何。
如果你认为较低的房价比整个经济更重要，那么听起来你最好搬到某些非洲偏远地区。

Let's use a very simple example to help you with this:
Imagine you live in a small town with 100 homes. All houses are worth $100,000. The town, collectively, has $10 million in wealth spread between everyone in the town (including assets+cash). That's the local economy. An average of 100k per person.
One house is sold to someone from outside the town, bringing an additional $100k into the economy, increasing the economy by 1%(which eventually circulates around, increasing everyone's wealth by 1% as well).
House prices increase proportionally to the new demand (+1% demand = +1% prices).
Housing affordability remains the same. However, since everyone is 1% richer, they can now afford 1% more goods imported from elsewhere.

让我用一个非常简单的例子来帮助你理解此事：
1.想象一下你住在一个拥有100所房屋的小镇。所有房屋都值100万美元。这个小镇的共同财产大约有1000万美元的财富（包括资产和现金），在小镇上的每一个人之间流动。这就是当地的经济，平均每个人拥有10万美元。
2.一座房子被卖给了来自外乡的人，为小镇经济带来了额外的100万美元，将经济提高1%（这些钱最终会进入小镇的经济循环，让每个人的财富也增加1%）
3.房价随着新的需求成比例增长（增加1%的需求等于提高1%的价格）。房屋支付能力也保持一样的增长。然而，既然每个人都变富了1%，他们现在就能更多是购买从别处进口的货物。

This logic works at any level. Even if 20 people from outside the town purchased property, everything would stay the same (especially since the increase in demand/prices causes a proportional increase in supply; new homes would be built, growing the town, the population, the economy, and thus the population's wealth).
This comes down to basic logic: It doesn't matter what the current percentage of foreign buyers is. If one additional foreign buyer makes everyone better off, this will always be true.

这个逻辑在任何层面都管用。甚至当20个人走出小镇到外面去购买物品，所有的事情仍是一样（尤其是因为需求/价格的增加引起供应成比例的增加；新的房屋会被建造，小镇、人口、经济还有人们的财富都会增加。）
这归根结底是一个基本的逻辑：现有的外国买家比例是多少都无关紧要。如果新来的外国买家让每个人都有所改善，那么这种改善就会一直真实的存在。

Jonathan Tonge @Steve Ozburn
Mexico has a prohibited zones that can not be sold off to foreign buyers. It is 100Km inland along their coasts is protected. Includes all of Baja California. It must be worth trillions in real estate that has been held away from foreigners, so I wouldn't say they make it easy to buy.

墨西哥设立了禁区，区域内的房屋不能出售给外国买家。沿着他们海岸线100公里的内陆受到保护，包括全部下加利福尼亚。如果出售给外国人的话，这些不动产肯定价值数万亿，所以我认为他们不会轻易允许外国人购买。